我國(guó)金融監(jiān)管體系存在的問(wèn)題及完善對(duì)策

摘 要

    金融監(jiān)管體系，又稱監(jiān)督體系，近年來(lái)，金融法規(guī)的建設(shè)、金融監(jiān)管機(jī)構(gòu)的調(diào)整、監(jiān)管隊(duì)伍的部署、監(jiān)管手段的開(kāi)發(fā)，都表明我國(guó)的金融監(jiān)管能力得到了很大提高，但我國(guó)的金融監(jiān)管體制還存在著監(jiān)管機(jī)構(gòu)協(xié)調(diào)性、差監(jiān)管的有效性不強(qiáng)、監(jiān)管法律體系不完善等諸多問(wèn)題，因此我國(guó)必須對(duì)金融機(jī)構(gòu)進(jìn)行全過(guò)程多方位監(jiān)管、改進(jìn)監(jiān)管方式提升監(jiān)管效率、加強(qiáng)金融隊(duì)伍建設(shè)完善金融監(jiān)管人員素質(zhì)體系、加強(qiáng)當(dāng)前各金融監(jiān)管當(dāng)局的協(xié)調(diào)配合防止監(jiān)管真空或重復(fù)監(jiān)管、加強(qiáng)金融立法建設(shè)，按照WTO金融規(guī)則，完善金融監(jiān)管法制體系。

關(guān)鍵詞：金融監(jiān)管體制；現(xiàn)狀；面臨問(wèn)題；對(duì)策

ABSTRACT

Financial regulatory system, also called the supervision system, in recent years, the construction of financial regulations, adjustment of financial regulators, deployment of the supervision team, and the development of regulatory means, suggests that our country financial regulation ability has been greatly improved, but China's financial regulatory system, there are regulatory effectiveness of poor coordination, regulation is not strong, supervision legal system is not perfect, and many other issues, so our country must to supervise financial institutions for the whole process of many-sided, improve supervision way to enhance the regulation efficiency, strengthen financial team construction to perfect the financial supervision system of personnel quality, strengthen the coordination between the current financial regulatory authorities to prevent regulatory vacuum or repeated supervision, to strengthen the construction of financial legislation, in accordance with the WTO financial rules, perfect the financial supervision legal system.

Key words: financial regulatory system; The status quo. Facing problems; countermeasures

目錄

第1章 緒論 1

第2章 我國(guó)金融監(jiān)管體制的發(fā)展過(guò)程和現(xiàn)狀 3

2.1 我國(guó)金融監(jiān)管體制的發(fā)展過(guò)程 3

2.2 我國(guó)金融監(jiān)管體系的現(xiàn)狀分析 3

2.2.1 金融監(jiān)管體系建設(shè)的主要成就 4

2.2.2 現(xiàn)階段金融監(jiān)管體系存在的主要問(wèn)題 4

第3章 我國(guó)金融監(jiān)管體制面臨的問(wèn)題 5

3.1 監(jiān)管機(jī)構(gòu)協(xié)調(diào)性差 5

3.2 監(jiān)管法律體系不完善 5

3.3監(jiān)管的有效性不強(qiáng) 5

3.4 分業(yè)監(jiān)管模式存在弊端 5

3.5金融機(jī)構(gòu)自律監(jiān)督不足 5

第4章 我國(guó)金融監(jiān)管體制完善對(duì)策 7

4.1 改革和完善我國(guó)金融監(jiān)管體系的重要性 7

4.2 金融監(jiān)管體系的完善對(duì)策 7

4.2.1 對(duì)金融機(jī)構(gòu)進(jìn)行全過(guò)程多方位監(jiān)管 7

4.2.2 改進(jìn)監(jiān)管方式提升監(jiān)管效率 7

4.2.3 加強(qiáng)金融隊(duì)伍建設(shè) 7

4.2.4 加強(qiáng)金融立法建設(shè) 7

4.2.5 加強(qiáng)當(dāng)前各金融監(jiān)管當(dāng)局的協(xié)調(diào)配合 8

 第5章 結(jié)論與展望 9

 參考文獻(xiàn) 11

 致謝 13