57頁
摘要
在市場(chǎng)經(jīng)濟(jì)條件下，商業(yè)銀行經(jīng)營(yíng)面臨風(fēng)險(xiǎn)是一種普遍現(xiàn)象。風(fēng)
險(xiǎn)管理則成為商業(yè)銀行經(jīng)營(yíng)管理的重要組成部分。由于商業(yè)銀行是以
金融資產(chǎn)與金融負(fù)債為經(jīng)營(yíng)對(duì)象的特殊企業(yè)，商業(yè)銀行的經(jīng)營(yíng)活動(dòng)無
疑是財(cái)務(wù)活動(dòng)，商業(yè)銀行的經(jīng)營(yíng)管理實(shí)質(zhì)上是財(cái)務(wù)管理。因此，商業(yè)
銀行風(fēng)險(xiǎn)管理也是財(cái)務(wù)管理的一部分。
財(cái)務(wù)風(fēng)險(xiǎn)是財(cái)務(wù)活動(dòng)(資金運(yùn)動(dòng))過程中的風(fēng)險(xiǎn)。商業(yè)銀行財(cái)務(wù)
風(fēng)險(xiǎn)產(chǎn)生于財(cái)務(wù)運(yùn)動(dòng)過程中的各個(gè)環(huán)節(jié)，表現(xiàn)為資本風(fēng)險(xiǎn)、資產(chǎn)質(zhì)量
風(fēng)險(xiǎn)、流動(dòng)性風(fēng)險(xiǎn)、利率和匯率風(fēng)險(xiǎn)以及表外業(yè)務(wù)風(fēng)險(xiǎn)等各種風(fēng)險(xiǎn)形
式。本文采用國(guó)際上通常的分類方法對(duì)財(cái)務(wù)風(fēng)險(xiǎn)進(jìn)行分類并對(duì)各種財(cái)
務(wù)風(fēng)險(xiǎn)提出相應(yīng)的管理措施。
本文首次運(yùn)用財(cái)務(wù)的視角來審視商業(yè)銀行的經(jīng)營(yíng)活動(dòng)，結(jié)合現(xiàn)代
財(cái)務(wù)理論和風(fēng)險(xiǎn)管理論以探討商業(yè)銀行財(cái)務(wù)風(fēng)險(xiǎn)管理，提出財(cái)務(wù)風(fēng)險(xiǎn)
管理是商業(yè)銀行財(cái)務(wù)管理的核心的基本觀點(diǎn)。
關(guān)鍵詞:財(cái)務(wù)、財(cái)務(wù)風(fēng)險(xiǎn)、風(fēng)險(xiǎn)管理、財(cái)務(wù)管理
導(dǎo)論···················································································
第一節(jié)研究的意義及現(xiàn)狀···············································
一、研究意義·························································
止、研究現(xiàn)狀·························································
第二節(jié)本文的基本理論觀點(diǎn)··········································
一、商業(yè)銀行財(cái)務(wù)及財(cái)務(wù)管理的含義···························
二、商業(yè)銀行財(cái)務(wù)管理的目標(biāo)、內(nèi)容和核心··················
二、商業(yè)銀行財(cái)務(wù)風(fēng)險(xiǎn)及其分類····························，····
四、商業(yè)銀行財(cái)務(wù)管理在商業(yè)銀行經(jīng)營(yíng)管理l}，的作川······
第一二}丁本文土要內(nèi)容及創(chuàng)新··········································
一木文的一1萬要內(nèi)爺補(bǔ)···············································
一本文的一1三要?jiǎng)?chuàng)新················································
第草資本風(fēng)險(xiǎn)竹理·····················································.···
第一竹概述·······························································
一、
商業(yè)銀行資本的本質(zhì)一一}};1針意義_l幾的資本············
一、商業(yè)銀行資本的構(gòu)成··········································
第二竹國(guó)際銀行業(yè)資本要求及我國(guó)lnj業(yè)銀行資木狀況分析····
一、國(guó)際銀行業(yè)資本要求···········································
一、我國(guó)商業(yè)銀行資本狀況分析··································
第三竹強(qiáng)化資本管理，化解資木風(fēng)險(xiǎn)·······························
一、國(guó)家財(cái)政注資····················································
一、商業(yè)銀行內(nèi)部融資··············································
三、發(fā)行次級(jí)債券····················································
四、引入戰(zhàn)略投資者和土市融資··································
第二章資產(chǎn)質(zhì)量風(fēng)險(xiǎn)管理···············，··············，·····················
第一竹商業(yè)銀行資產(chǎn)業(yè)務(wù)概述········································
一、商業(yè)銀行資產(chǎn)業(yè)務(wù)的含義·····································
一、商業(yè)銀行資產(chǎn)業(yè)務(wù)類型········································
第二l生商業(yè)銀行資產(chǎn)質(zhì)星評(píng)估體系及質(zhì)盡
.
分析····················
一、商業(yè)銀行資產(chǎn)質(zhì)量評(píng)估體系··································
止、我國(guó)商業(yè)銀行資產(chǎn)質(zhì)星分析··································
第二竹加強(qiáng)資產(chǎn)質(zhì)量風(fēng)險(xiǎn)管理的措施································
一、做好合理的財(cái)務(wù)安排，消化存城不良資產(chǎn)····，···········
點(diǎn)、健全內(nèi)控制度，控制新增資產(chǎn)的質(zhì)址風(fēng)險(xiǎn)················
二、做好新增資產(chǎn)的投資決策·····································
第二章流動(dòng)性風(fēng)險(xiǎn)管理··············································，········
第
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竹概論·······················································，········
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